Start by filling in this field
CALIFORNIA HARD MONEY LENDERS
- Residential/ Commercial Loans
- Stated Income/ NO Doc Loans
- Terms from 11 months to 5 years
- Loans in 1st, 2nd and 3rd Position
- 6 to 24 hour loan approvals
- No cash-out restrictions
Equity/Hard Money Lenders are Breaking into Real Estate Markets in California
Investors intent on establishing equity positions in Californian real estate have found an outstanding go-to resource in the PB Financial Group – a renowned hard money lender in this state. We can help clients get traction across a wide real estatespectrum that inevitably includes theindustrial, commercial, mixed-use and residential property markets. These sectors have appreciated spectacularly since 2012 and look to continue the trend.
PB, as far back as13 years in business,has over 2,200 closed hard money loan deals under its belt. This has totaled close to $200 million in funding for clients from every walk of life. Today PB is an essential resource backing motivated investors who are looking at top-class property financing options – mostly in the state’s metropolitan hubs.
PB as a Property Equity Funder has Mapped Out the Best Possible Financing Routes Imaginable
- We are well ahead of competitors when it comes to full transparency and erasing the small print that frequently mars the after-sales client disposition in so many deals. That’s because middlemen play no role in our approval process. PB management makes all key loan decisions, thereby dispelling agents and approval committees from the process.
- We confidently underline the fact that loan approval within the first 24 hours is a reality, followed bycash transferred into the property-owning entity after only another 5 days. Our turn-times in California are the yardstick that others strive for in terms of speed and transitioning through the process.
- As a client, once you engage us, all the significant benefits as outlined above emerge but know this: the best part of the deal is still in the wings. Our negotiation of the lowest interest rates andeasiest redemption terms are the crux of the matter for most clients.
- Loan-to-Value is sometimes a huge sticking point, but not so in our offices: 70% (LTV) on most of our financing arrangements (with the possibility of 80% on purchases) is indeed another PB attraction that encourages our borrowers to keep coming back. Also, if refinancing and cash-outs is your focus, 60 – 65% LTV is an attraction (considering tradition-lender apathy prevalent in this arena).
- Clients connect with us on a personal level to realize their property visions. We can also arrange for your partnership, trust, corporation, LLC, Delaware Corporation, estate, or foreign national entity to be our next equity hard money borrower if that’s the way you prefer.
- Yelp and Google PB 5-star client reviews consistently reflect our loan successes across a diverse real estate clientele. Every client attests to the fact that their experiences – ranging from $50,000 to $5 million applications – enjoyed equal PB VIP attention without exception.
PB Financial Group – California’s Equity and Hard Money Lender, Making a Difference
PB will considerfix-and-flips, distressed property, probate financing, estates & trust funding, apartment building (rental) projects as standard practice. We are involved inall aspects of these sectors (and others)and our resources allow us to assume first and second positions with no fuss and bother. Owner-occupied or non-owner-occupied real estate cases also fit in seamlessly with our facilitation and procedures.
Equity Refinancing with Hard Money Resources in California
Mortgages naturally mature and are often saddled with huge balloon payments that pressurize borrowers. Many asset-backed loan applications are rejected when renovations and build-outs are part of the plan, thus throwingessential revenue streams into disarray. Alternatively, rising interest rates are causingmany yester-year mortgages to gointo default (or close to it). Traditional lenders like local banks are ill-equipped to deal with these bumpy situations. Delays and hesitancy exacerbate already deteriorating conditions for the borrowers. PBcloses gaps like this in a routine way by providing clients with refinancing options. These (often referred to as conduit loans or bridge loans) are ideal mechanisms for clients moving from one permanent loan to another, without creating extra stress and unnecessary delay. It’s a fundamental aspect of our business today, truly expected as standard practice by our many clients throughout California.
PB’s Equity Creating Hard Money Lending Applies to all Property Investing Scenarios.
One of the more remote scenarios we are interfacing more and more is cash outs– the pet goal of real estate owners with accumulated capital appreciation in their asset-backed investments. Many of these investors are motivated to attain a payout in direct cash with expansionary ideas of reinvestment in another property. PB has secured cash outs on multi-family complexes, office buildings, retail, self-storage, warehouses, and mix-used lands – with no limits and up to 65% LTV.
Bridge Financing and Refinancing Options areas ought-after Hard Money Lending Option
Bridge lending and its many cousins (e.g. mezzanine funding) have shown a bigresurgence in the last 5 years for all the good reasons given above. We understand how to structure these advances for almost any conceivable property-related situation. It kicks in mostly where a permanent loan is not the immediate answer for the client. Local banks have, through lack of interest, created the refinancing opportunity for PB, as a competent hard money lender, to answer this call.
Our Clients Love Us
13
Years In Business
2400
Transactions Funded
58
California Counties We Lend In
5
Days Closings Available
CONTACT PB TODAY
PB Financial Group is a direct hard money / private money lender you can depend on and trust. Our loans help our clients get back on track or seize new opportunities. To learn more, call us today at 877.700.3707 or email us at info@calhardmoney.com and let us provide you with a hard money loan.